Golden Gate Personal Financial Planning L.L.C.

DO IT NOW
There are always reasons to put off planning: you don’t have time right now, you’re doing okay on your own, it’s costly, it’s complicated.

Your most expensive choice may be to do nothing.

Even a small delay in saving toward your goals can make a significant difference down the road. Let’s assume you invest $10,000 every year until retirement at age 65 and earn 9% annually.

If you are age …	30	40	50
And you invest $10,000 each year, you'll have this much at retirement:	$2,157,108	$847,009	$293,609

If you wait just three years, you'll have this much less:	-$516,738	-$218,276	-$92,202
Your delay will have cost you this much of your portfolio:	-24%	-26%	-31%

If you wait even just a few years to start working towards your goals, your delay could cost you a quarter to a third of your portfolio. You can start today – Contact Us to learn more or to make an appointment.